The majority of people become eligible for Medicare when they reach the age of 65. Individuals who have been receiving Social Security disability benefits for at least 24 months are also eligible.
Many people make the mistake of confusing their Medicare Eligibility Date with their Social Security retirement age. They’re not the same. Around the age of 67, a person can apply for full retirement income benefits. This is the age at which they are considered to be retired. This, however, has no bearing on the age at which they are eligible for Medicare.
Medicare has no such thing as a retirement age. Whether you have retired or not, you must be 65 years old to be eligible for Medicare. If you are a U.S. citizen or permanent resident who has lived in the United States for 5 years or more, you may be eligible for Medicare coverage at the age of 65 (or older) If you’re under 65, you may be eligible if you meet the following criteria:
- If you have been receiving Social Security disability income benefits for the past 24 months and are permanently disabled.
- If you have Amyotrophic Lateral Sclerosis (ALS), also known as Lou Gehrig’s disease, you have end-stage renal disease, which is kidney failure that requires dialysis or you are waiting for a kidney transplant.